Last updated November 3, 2020

Firmsconsulting LLC. welcomes you. We invite you to access and use our Websites.

These terms of use apply to your use of all of the Websites, digital properties and services owned, hosted, licensed, leased and/or operated by Firmsconsulting L.L.C., Firmsconsulting Inc. (“Firmsconsulting,” “we,” “us,” or “our”), including Firmsconsulting.com and any other site/digital property that we have owned,  licensed, leased or operated, do own, license, lease and operate or may own, license, lease or operate in the future including social media sites (collectively, the “Websites”). Unless we say otherwise, all references to the Websites in these terms of use include all such Sites. These terms of use do not apply to your use of unaffiliated Sites to which any of the Websites may link to or direct you to.

These terms apply, without any restrictions both applied or assumed, to all interaction, electronic or otherwise and through any communication medium, with Firmsconsulting.

We provide visitors to our Websites (“Visitors”) access to the Websites subject to the following Terms of Use, which may be updated by us from time to time without notice to you. By browsing the public areas or by accessing and using the Websites in any way, including by accessing paid training products and services provided by Firmsconsulting LLC., you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Use and our Privacy Policy, which is hereby incorporated by reference (collectively, this “Agreement”). If you do not agree to any of these terms, then please do not use the Websites.

Any user who registers with us (each, a “Registered User”) and wishes to lease a product or service through one of our Websites, is agreeing to the terms of this Agreement and the accompanying Terms and Conditions of Purchase with respect to such product or service.

The sections below titled “binding arbitration” and “class action waiver” contain a binding arbitration agreement and class action waiver. They affect your legal rights.

1 DESCRIPTION AND USE OF OUR WEBSITES

We provide Visitors and Registered Users with access to the Services and Products as described below.

Visitors. Visitors, as the term implies, are people who do not register with us, but want to explore the Websites. No login is required for Visitors. Visitors can:

• view all publicly-available content on the Websites; and
• email us, and
• Download our Apps

Registered Users. Registered Users can do all the things that Visitors can do, and:

• lease products and services through one of our Websites;
• access exclusive content available only to Registered Users;
• create, access, manage, and update their own personal accounts on the Websites;
• post comments and other content on the Websites (collectively, “Registered User Content”);
• sign up for our various programs;
• sign up for alerts and other notifications; and
• become part of the Firmsconsulting community.

1.1 USE OF OUR CONTENT

Firmsconsulting is only a subscription service and does not sell any content on our digital properties. We do not transfer ownership to you for any services, products or content in any form or manner whatsoever.

You may not either directly or through the use of any device, software, internet site, web-based service, or other means copy, download (other than through caching media files in our Apps necessary for personal use or through an individual non-resale use license on our knowledge management system for PDF files), stream capture, reproduce, duplicate, archive, distribute, upload, publish, modify, translate, broadcast, perform, display, sell, transmit or re-transmit the content unless expressly permitted by Firmsconsulting in writing.

Users who download or attempt to download material, share passwords to their accounts or our breach terms and conditions in any other way will have their accounts suspended or terminated without any financial recourse. Once an account is suspended a user cannot rejoin the site and there is no “cooling off” period. A suspended user must cancel their account to prevent future billing.

To protect our content, Firmsconsulting is under no obligation to explain the process we use to track attempts to download material from our website, violate these terms of use, and/or illegally access the site and its contents or share passwords. Once a subscription is terminated all rights to view, or listen to our content are revoked. Firmsconsulting automatically collects the IP addresses, location and personal addresses of all subscribers. We prosecute copyright infringement to the fullest extent of the law. To do so we may share information, where required by law, with the necessary law enforcement agencies.

Firmsconsulting is under no obligation to accept any individual as a Registered User and may accept or reject any registration in its sole and complete discretion. In addition, Firmsconsulting may deactivate any account at any time, including, without limitation, if it determines that a Registered User has violated these Terms of Use.

As Firmsconsulting Inc. is a Canadian company we have to also obey all current and forthcoming Canadian laws where applicable. The 2015 Digital Privacy Act includes the requirement to immediately report any system breach on any of our digital assets from anywhere in the world, what information/data/content was lost or stolen, how the attacker gained access, and if we have the information, who was the attacker. The information must be reported to the Office of the Privacy Commissioner of Canada as soon as we become aware of the breach, which in our case will be as soon as it happens due to our tracking software, who will, in turn, decide whether it needs to be released publicly and/or shared with local and international law enforcement. At the same time we disable all violating accounts. Digital breaches include attempting to download content from our sites (unless specifically allowed caching into our Apps) or any unapproved modifications to our digital assets. Please note it is not at our discretion whether or not we can share this information to the Office of the Privacy Commissioner of Canada. As required by law, we must submit the information immediately.

1.2 TRADEMARK RIGHTS

Firmsconsulting(R) is a registered trademark. The names, trademarks, service marks, and logos of Firmsconsulting belong exclusively to Firmsconsulting and are protected from reproduction, imitation, dilution or confusing or misleading uses under national and international trademark and copyright laws. All other trademarks, service marks, and logos (including third-party product names) are the property of their respective owners. The use or misuse of these trademarks is expressly prohibited and nothing stated or implied on these Sites confers on you any license or right under any patent or trademark of Firmsconsulting or any third party.

1.3 COMPETITOR ACCESS

We expressly forbid competitors and/or organizations, individuals or any other legal or unincorporated entities in the exploratory stages of forming a competitor from accessing any of our content. Firmsconsulting will disable all such accounts without any financial recourse to the competitors and/or organizations, individuals or any other legal or unincorporated entities in the exploratory stages of forming a competitor.

2 COMMUNITY GUIDELINES

The Firmsconsulting community, like any community, functions best when its users follow a few simple rules. By accessing and/or using the Websites, you agree to comply with these community guidelines (the “Community Guidelines”) and that:

• You will comply with all applicable laws in your use of the Websites and will not use the Websites for any unlawful purpose;
• You will not upload, post, email, transmit, or otherwise make available any content that:
  • infringes any copyright, trademark, right of publicity, or other proprietary rights of any person or entity; or
  • is defamatory, libelous, indecent, obscene, pornographic, sexually explicit, invasive of another’s privacy, promotes violence, or contains hate speech (i.e., speech that attacks or demeans a group based on race or ethnic origin, religion, disability, gender, age, veteran status, and/or sexual orientation/gender identity); or
  • discloses any sensitive information about another person, including that person’s email address, postal address, phone number, credit card information, or any similar information.
• You will not “stalk,” threaten, or otherwise harass another person;
• You will not spam or use the Websites to engage in any commercial activities;
• If you post any Registered User Content, you will stay on topic;
• You will not access or use the Websites to collect any market research for a competing business;
• You will not impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity;
• You will not interfere with or attempt to interrupt the proper operation of the Websites through the use of any virus, device, information collection or transmission mechanism, software or routine, or access or attempt to gain access to any data, files, or passwords related to the Websites through hacking, password or data mining, or any other means;
• You will not cover, obscure, block, or in any way interfere with any advertisements and/or safety features (e.g., report abuse button) on the Websites;
• You will not use any robot, spider, scraper, or other automated means to access the Websites for any purpose without our express written permission; provided, however, we grant the operators of public search engines permission to use spiders to copy materials from the public portions of the Websites for the sole purpose of and solely to the extent necessary for creating publicly-available searchable indices of the materials, but not caches or archives of such materials;
• You will not take any action that imposes or may impose (in our sole discretion) an unreasonable or disproportionately large load on our technical infrastructure; and
• You will let us know about inappropriate content of which you become aware. If you find something that violates our Community Guidelines, please let us know, and we’ll review it.
• We reserve the right, in our sole and absolute discretion, to deny you access to the Websites, or any portion of the Websites, without notice, and to remove any content that does not adhere to these Community Guidelines.

3 RESTRICTIONS

The Websites are only available for individuals aged 13 years or older. If you are 13 or older, but under the age of majority in your jurisdiction, you should review this Agreement with your parent or guardian to make sure that you and your parent or guardian understand it.

4 SIGN-IN NAME; PASSWORD; UNIQUE IDENTIFIERS

During the registration process for Registered Users, we will ask you to create an account, which includes a username name (“Username Name”), a password (“Password”), and additional information that will assist in authenticating your identity when you log-in in the future (“Unique Identifiers”).

Certain information you provide when creating an account will be made available to the public. This may include you your username, name, location and bio.

When creating your account, you must provide true, accurate, current, and complete information. Each Username Name and corresponding Password can be used by only one Registered User, and sharing your access credentials with others (especially if they are using your credentials to access our proprietary Content (as defined below)) is a material breach of this Agreement.

You are solely responsible for the confidentiality and use of your Username Name, Password, and Unique Identifiers, as well as for any use, misuse, or communications entered through the Websites using one or more of them. You will promptly inform us of any need to deactivate a Password or Username Name, or change any Unique Identifier. We reserve the right to delete or change your Password, Username Name, or Unique Identifier at any time and for any reason and shall have no liability to you for any loss or damage caused by such action. Firmsconsulting will not be liable for any loss or damage caused by any unauthorized use of your account.

5 FEES AND PAYMENT

Non-Subscription billing. You may be required to make a payment for a non-subscription service such as our 1-on-1 coaching and/or books. You will be required to complete the payment manually of your own free will. We do not verbally accept credit card and/or banking details to process transactions on behalf of clients.  Through the act of completing any and all payment/s to us you acknowledge acceptance of these terms. If you do not accept these terms please do not complete the payment. When you complete a payment we do not have access to your banking details since they are managed by 3rd party payment processors. ALL SUCH PAYMENTS ARE NONREFUNDABLE AND THERE ARE NO REFUNDS FOR PARTIALLY USED OR UNUSED PERIODS.

Eligibility. You are eligible to use our subscription-based content up to the end of your paid monthly billing period. For 1-on-1 coaching you must begin and end the training program within 24 months of joining the program. At our sole discretion we may allow the training to progress past the 24 month cut-off time. In these situations the need to extend the cut-off time needs to be communicated to us well before the cut-off period.

Recurring Billing. By starting your Firmsconsulting membership and providing or designating a Payment Method, you authorize us to charge you a monthly membership fee at the then current rate, and any other charges you may incur in connection with your use of the Firmsconsulting service to your Payment Method. You acknowledge that the amount billed each month may vary from month to month for reasons that may include differing amounts due to promotional offers, including gift card redemption and promotional code redemption, and/or changing or adding a plan, and you authorize us to charge your Payment Method for such varying amounts, which may be billed monthly in one or more charges. If you opt-in to receive payment notifications, we will send notification on the day your credit card is charged to the email address you provide us.

Price Changes. We reserve the right to adjust pricing for our service or any components thereof in any manner and at any time as we may determine in our sole and absolute discretion. Except as otherwise expressly provided for in these Terms of Use, any price changes to your service will take effect following email notice to you.

Billing Cycle. The membership fee for our service will be billed at the beginning of the paying portion of your membership and each month thereafter unless and until you cancel your membership. We automatically bill your Payment Method each month on the calendar day corresponding to the commencement of your paying membership. Membership fees are fully earned upon payment. We reserve the right to change the timing of our billing, in particular, as indicated below, if your Payment Method has not successfully settled. In the event your paying membership began on a day not contained in a given month, we may bill your Payment Method on a day in the applicable month or such other day as we deem appropriate. For example, if you started your Firmsconsulting membership or became a paying member on January 31st, your next payment date is likely to be February 28th, and your Payment Method would be billed on that date. Your renewal date may change due to changes in your Membership. Visit our website and click on the “Manage your Account” link on the footer to see the commencement date for your next renewal period. We may authorize your Payment Method in anticipation of membership or service-related charges. As used in these Terms of Use, “billing” shall indicate a charge, debit or other payment clearance, as applicable, against your Payment Method. Unless otherwise stated differently, month or monthly refers to your billing cycle.

No Refunds. PAYMENTS ARE NONREFUNDABLE AND THERE ARE NO REFUNDS OR CREDITS FOR PARTIALLY USED PERIODS. FAILURE TO CANCEL YOUR MEMBERSHIP FOR ANY REASON WILL NOT LEAD TO A REFUND. Following any cancellation, however, you will continue to have access to the service through the end of your current billing period. At any time, and for any reason, we may provide a refund, discount, or other consideration to some or all of our members (“credits”). The amount and form of such credits, and the decision to provide them, are at our sole and absolute discretion. The provision of credits in one instance does not entitle you to credits in the future for similar instances, nor does it obligate us to provide credits in the future, under any circumstance.

Payment Methods. You may edit your Payment Method information by visiting our website and clicking on the “Manage your Account” link, available at the bottom of the pages of the Firmsconsulting website. If a payment is not successfully settled, due to expiration, insufficient funds, or otherwise, and you do not edit your Payment Method information or cancel your account (see, “Cancellation” below), you remain responsible for any uncollected amounts and authorize us to continue billing the Payment Method, as it may be updated. This may result in a change to your payment billing dates. For certain Payment Methods, the issuer of your Payment Method may charge you a foreign transaction fee or other charges. Check with your Payment Method service provider for details.

Cancellation. You may cancel your Firmsconsulting membership at any time, and you will continue to have access to the Firmsconsulting service through the end of your monthly billing period. WE DO NOT PROVIDE REFUNDS OR CREDITS FOR ANY PARTIAL-MONTH MEMBERSHIP PERIODS OR UNWATCHED MATERIAL. To cancel, go to the “Manage your Account” page on our website and follow the instructions for cancellation. Cancellations can only be made through our website at http://www.firmsconsulting.com and not through our digital applications. If you cancel your membership, your account will automatically close at the end of your current billing period. To see when your account will close, click the “Manage your Account” page. If you signed up for Firmsconsulting using your account with a third party as a Payment Method, and wish to cancel your Firmsconsulting membership at any time, including during your free trial, you may need to do so through such third party, including by visiting your account with the applicable third party and turning off auto-renew, or unsubscribing from, the Firmsconsulting service through that third party. You may also find billing information about your Firmsconsulting membership by visiting your account with the applicable third party.

Firmsconsulting Insider. When billed monthly FC Insider status is gained after being a Premium member for 6 consecutive months (on the 7th billing). When billed monthly FC Insider status is lost when a Premium membership breaks, ends, cancels or lapses for any reason for more than 14 days for any reason.  After 14 days the subscription is treated as “broken,” access cannot be restored and all credits and/or access to FC Insider are lost. To regain FC Insider status, a member will need to activate their Premium subscription and remain an active Premium subscriber for another 6 consecutive full months after rejoining. During this time they will have access to StrategyTV.com/apps but will not have access to StrategyTraining.com/apps. During the 14 day lapsed-billing period access is blocked but members will immediately return to FC Insider status upon resuming their membership.  If payment fails for any reason and a member corrects the payment problem within 14 days, the renewal date will automatically switch to the new date on which the payment problem was corrected. Since FC Insider status requires no lapse in the billing we will automatically bill you a pro-rated amount for the lapsed billing equal to: your subscription daily fee x # days renewal date pushed forward. We reserve the unconditional right to make any changes, without notice, including, but not limited to, adding and removing programs, and changing access conditions. We also reserve the exclusive, unconditional and non-negotiable worldwide right to deny an eligible member access to FC Insider for any reason. However, such an action usually occurs when a member is no longer in good standing (e.g. in breach of our terms and conditions).

Account Management. Managing accounts, including the process of cancellation is the sole responsibility of the member. Firmsconsulting does not handle/manage any accounts on behalf of clients. We may review account details on behalf of a client but it is the responsibility of the member to make any and all necessary changes.

6 INTELLECTUAL PROPERTY

Users of our Websites hereby understand that the material, such as tools, processes, strategies, videos, graphics, images, sound recordings, information presented on our Websites, and other material provided by or on behalf of Firmsconsulting (collectively referred to as the “Content”) is copyrighted and proprietary, so users agree not to record, download, duplicate, distribute, teach or train from our information in any manner whatsoever without our express written permission. Any unauthorized use or distribution of our Websites proprietary concepts, materials, and intellectual property by you or your representatives is prohibited and Firmsconsulting may pursue legal action and full damages if these terms are violated in order to protect its rights.

If you violate any part of this Agreement, your permission to access and/or use the Content and the Websites automatically terminates and you must immediately destroy any copies you have made of the Content. All goodwill generated from the use of Firmsconsulting Trademarks inures to our benefit.

7 REGISTERED USER CONTENT; LICENSES

As noted above, the Websites provides Registered Users the ability to post and upload Registered User Content. You expressly acknowledge and agree that once you submit your Registered User Content for inclusion into the Websites, it will be accessible by others, and that there is no confidentiality or privacy with respect to such Registered User Content, including, without limitation, any personally identifying information that you may make available. You, and not Firmsconsulting, are entirely responsible for all your registered user content that you upload, post, email, or otherwise transmit via the websites, and you will indemnify us in respect of any loss, liability, claim, or damage suffered or incurred by us in connection with your registered user content.

You retain all copyrights and other intellectual property rights in and to your own Registered User Content. You do, however, hereby grant us and our sublicensees a non-exclusive, royalty-free, freely sublicensable, perpetual license to modify, compile, combine with other content, copy, record, synchronize, transmit, translate, format, distribute, publicly display, publicly perform, and otherwise use or exploit (including for profit) your Registered User Content and all intellectual property and moral rights therein throughout the universe, in each case, by or in any means, methods, media, or technology now known or hereafter devised. You also grant us and our sublicensees the right, but not the obligation, to use your Registered User Content, your Sign-In Name, name, likeness, and photograph in connection with any use of the related Registered User Content permitted by the previous sentence and/or to advertise and promote the Websites, Firmsconsulting, and our products and services. Without limiting the foregoing, you acknowledge and agree that uses of your Registered User Content, name, likeness, and photograph permitted by the foregoing rights and licenses may include the display of such Registered User Content, name, likeness, and photograph adjacent to advertising and other material or content, including for profit.

If you submit Registered User Content to us, each such submission constitutes a representation and warranty to Firmsconsulting that such Registered User Content is your original creation (or that you otherwise have the right to provide the Registered User Content), that you have the rights necessary to grant the license to the Registered User Content under the prior paragraph, and that it and its use by Firmsconsulting and its content partners as permitted by this Agreement does not and will not infringe or misappropriate the intellectual property or moral rights of any person or contain any libelous, defamatory, or obscene material or content that violates our Community Guidelines.

8 COMMUNICATIONS WITH US

Although we encourage you to email us, we do not want you to, and you should not, email us any content that contains confidential information. With respect to all emails and communications you send to us, including, but not limited to, feedback, questions, comments, suggestions, and the like, we shall be free to use any materials or information including but not limited to ideas, concepts, know-how, or techniques contained in your communications for any purpose whatsoever, including but not limited to, the development, production, and marketing of products and services that incorporate such information without compensation or attribution to you.

9 DISCLAIMERS

THE INFORMATION, SERVICES, PRODUCTS, TRAINING PROGRAMS, CLAIMS AND MATERIALS ON OUR WEBSITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. WE DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED EFFECTIVENESS OF THE IDEAS OR TECHNIQUES LISTED ON THIS WEBSITES AS WELL AS THOSE THAT ARE PROVIDED IN OUR PRODUCTS AND TRAINING PROGRAMS. NEITHER WE NOR ANY OF OUR RESPECTIVE LICENSORS OR SUPPLIERS WARRANT THAT ANY FUNCTIONS CONTAINED IN THE WEBSITES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITES OR THE SERVER THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. NEITHER WE NOR ANY OF OUR RESPECTIVE LICENSORS OR SUPPLIERS WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SERVICES, PRODUCTS, INFORMATION OR MATERIALS IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.

Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you. We do not endorse, warrant or guarantee any speakers, products or services offered on the Websites or those we link to. We are not a party to, and do not monitor, any transaction between users and third party providers of products or services.

To the maximum extent permitted by applicable laws:

(i) we shall not be subject to liability for any delays or interruptions of the website from whatever cause, and you agree that you use the content and the websites at your own risk;

(ii) we disclaim all warranties, including, but not limited to, warranties of title, merchantability, non-infringement of third parties’ rights, and fitness for particular purpose and any warranties arising from a course of dealing, course of performance, or usage of trade;

(iii) we shall not be liable for any damages whatsoever (including, without  limitation, direct, incidental and consequential damages, lost profits, or damages resulting from lost data or business interruption) resulting from the use or inability to access and use the websites or the content, whether based on warranty, contract, tort (including negligence), or any other legal theory, even if we have been advised of the possibility of such damages.

If your use of the websites or the content results in the need for servicing or replacing equipment or data, we shall not be responsible for those costs unless required by applicable laws. You (and not we or any of our respective licensors or suppliers) assume the entire cost of all necessary servicing, repair or correction to your system.

The websites may contain technical inaccuracies or typographical errors or omissions. Unless required by applicable laws, we are not responsible for any such typographical, technical, or other errors listed on the Websites. The Websites may contain information on certain products and services, not all of which are available in every location. A reference to a product or service on the Websites does not imply that such product or service is or will be available in your location. We reserve the right to make changes, corrections, and/or improvements to the websites at any time without notice.

10 LIMITATION OF LIABILITY

Under no circumstances, including but not limited to negligence, will we or any of our licensors or suppliers be liable for any special or consequential damages that result from the use of, or the inability to use, the materials or information on the Websites, or any products or services provided pursuant to the Websites, even if advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages (including but not limited to lost data), so the above limitation or exclusion may not apply to you. In no event shall the total liability to you by us or any of our licensors or suppliers for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to us, if any, for accessing the Websites or for using our services. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from a guest speaker on our Websites or at one of our events. We are also not responsible or liable for any loss or damage that is caused or alleged to have been caused to our guest speakers in connection with the display of their photo, name, or biography posted on our Websites or in our marketing materials.

11 NO PROFESSIONAL ADVICE

The information contained in or made available through the Websites (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. We and our licensors or suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Websites. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions and results in life, and by your use of the Websites, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.

12 EXTERNAL SITES

The Websites may contain links to third-party websites (“External Sites”). These links are provided solely as a convenience to you and not as an endorsement by us of the content on such External Sites. The content of such External Sites is developed and provided by others. You should contact the site administrator or webmaster for those External Sites if you have any concerns regarding such links or any content located on such External Sites. We are not responsible for the content of any linked External Sites and do not make any representations regarding the content or accuracy of materials on such External Sites. You should take precautions when downloading files from all websites to protect your computer from viruses and other destructive programs. If you decide to access linked External Sites, you do so at your own risk.

13 REPRESENTATIONS; WARRANTIES; AND INDEMNIFICATION

If you are a Registered User, you hereby represent, warrant, and covenant that:

• You own or have the necessary licenses, rights, consents, and permissions to all trademark, trade secret, copyright, or other proprietary, privacy, and publicity rights in and to your Registered User Content and any other works that you incorporate into your Registered User Content, and all the rights necessary to grant the licenses and permissions you grant hereunder;
• Use of your Registered User in the manners contemplated in this Agreement shall not violate or misappropriate the intellectual property, privacy, publicity, contractual, or other rights of any third party; and
• You shall not submit to the Website any Registered User Content that violates our Community Guidelines set forth above or any other term of this Agreement.

• You agree to defend, indemnify, and hold us and our officers, directors,       employees, agents, successors, licensees, and assigns harmless from and against any damages, liabilities, losses, expenses, claims, actions, and/or demands,  including, without limitation, reasonable legal and accounting fees, arising or       resulting from:

(i) your breach of this Agreement;

(ii) your access to, use or misuse of the Content or the Websites; and/or

(iii) your violation of any third-party rights, including without limitation    any copyright, trademark, property, publicity, or privacy right. We shall provide notice to you of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit, or proceeding. We reserve the right to assume the exclusive defense and control (at your expense) of any matter that is subject to indemnification under this section. In such case, you agree to cooperate with any reasonable requests assisting our defense of such matter.

14 COMPLIANCE WITH APPLICABLE LAWS

Content displayed on our website may be stored on servers in multiple countries. We may move data securely between said servers. We make no claims concerning whether the Content may be downloaded, viewed, or be appropriate for use outside of Nevada. If you access the Websites or the Content from outside of Nevada, you do so at your own risk. Whether inside or outside of Nevada, you are solely responsible for ensuring compliance with the laws of your specific jurisdiction.

15 TERMINATION OF THE AGREEMENT

We reserve the right, in our sole discretion, to restrict, suspend, or terminate this Agreement and your access to all or any part of the Websites, at any time and for any reason without prior notice or liability. We reserve the right to change, suspend, or discontinue all or any part of the Websites at any time without prior notice or liability.

16 DIGITAL MILLENNIUM COPYRIGHT ACT

Firmsconsulting respects the intellectual property rights of others and attempts to comply with all relevant laws. We will review all claims of copyright infringement received and remove any Content deemed to have been posted or distributed in violation of any such laws.

Our copyright agent under the Digital Millennium Copyright Act (the “Act”) for the receipt of any notice of claims of copyright infringement is Firmsconsulting LLC who can be reached as follows:

By mail: 187 E. Warm Springs Rd., Suite B158, Las Vegas, NV 89119

By e-mail: [email protected]

If you believe that your work has been copied on the Websites in a way that constitutes copyright infringement, please provide our copyright agent with the following information:

(a)        an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;

(b)       a description of the copyrighted work that you claim has been infringed;

(c)        a description of where the material that you claim is infringing is located on the      site;

(d)       your address, telephone number and e-mail address;

(e)        a statement by you that you have a good faith belief that the disputed use is not    authorized by the copyright owner, its agent, or the law; and

(f)        a statement by you, made under penalty of perjury, that the above information in  your notice is accurate and that you are the copyright owner or authorized to act         on the copyright owner’s behalf.

17 CONTROLLING LAW

This Agreement and any action related thereto will be governed by the laws of the Great State of Nevada in the United States of America without regard to its conflict of laws of other provisions.

18 BINDING ARBITRATION

In the event of a dispute arising under or relating to this Agreement, the Content, or the Websites including provision of our products and services (each, a “Dispute”), either party may elect to finally and exclusively resolve the dispute by binding arbitration. Any election to arbitrate, at any time, shall be final and binding on the other party. IF EITHER PARTY CHOOSES ARBITRATION, NEITHER PARTY SHALL HAVE THE RIGHT TO LITIGATE SUCH CLAIM IN COURT OR TO HAVE A JURY TRIAL. DISCOVERY AND APPEAL RIGHTS MAY ALSO BE LIMITED IN ARBITRATION. All disputes will be resolved before a neutral arbitrator, whose decision will be final except for a limited right of appeal, if applicable.

The arbitration may be conducted in person, through the submission of documents, by phone, or online. If conducted in person, the arbitration shall take place in Las Vegas. Firmsconsulting LLC. may litigate in court to seek injunctive relief.

19 CLASS ACTION WAIVER

You agree that any arbitration or proceeding shall be limited to the Dispute between us and you individually. To the full extent permitted by law, (i) no arbitration or proceeding shall be joined with any other; (ii) there is no right or authority for any Dispute to be arbitrated or resolved on a class action-basis or to utilize class action procedures; and (iii) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons. YOU AGREE THAT YOU MAY BRING CLAIMS AGAINST US ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

20 PRIVACY POLICY

As discussed in Section 4 of this Agreement, in order to become a Registered User, you are required to provide us with specified personal information. This information is used to communicate with you and to improve the efficiency of your experience with the Website. Webpages requiring information from you are clearly marked and contain input fields which identify required information.

Although it is our policy not to resell the information you give us, we reserve the right to, from time to time, use this information to notify you of future product releases, company events and other information either via e-mail, mail, or telephone. We may contract a third party (such as a professional telemarketing firm or a bonded direct mail house) to perform this task.

Firmsconsulting may rely on the use of “cookies” or other tracking software as part of its web platform. It is also possible that some pages on the website may use cookies as a result of software updates or the incorporation of third-party service providers software or programming on the Website. Cookies are strings of text written by programs on this site to a disk file on your computer. They contain information to help us better serve you next time you return to the site. Most browsers can be configured to either notify you when sites create cookies or to disallow the creation of cookies. Refer to the documentation that came with your browser or the online help files supplied with your browser for instructions that will allow you to better control how cookies are written to your hard disk.

Registered users are also reminded to refer to Section 7 of this Agreement in relation to any Registered User Content they may provide to Firmconsulting.

21 MISCELLANEOUS

YOU AGREE THAT, UNLESS CONTRARY TO ANY APPLICABLE LAW, ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE WEBSITES, THE CONTENT, OR THIS AGREEMENT MUST BE COMMENCED BY YOU WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

If any provision of this Agreement is found to be invalid by any court having competent jurisdiction or terminated in accordance with the Termination provision above, the invalidity or termination of such provision shall not affect the validity of the following provisions of this Agreement, which shall remain in full force and effect: “Fees and Payment” (until you pay all fees and taxes due hereunder), “Intellectual Property,” “Registered User Content; Licenses,” “Communications with Us,” “Disclaimers”, “Limitation of Liability,” “No professional advice”, “External Sites”, “Representations; Warranties; and Indemnification,” , “Compliance with Applicable Laws“, “Termination of the Agreement,”, “Copyright Act”, “Controlling Law,” “Binding Arbitration,” “Class Action Waiver,” “Privacy Policy”, and “Miscellaneous.”

Our failure to act on or enforce any provision of the Agreement shall not be construed as a waiver of that provision or any other provision in this Agreement. No waiver shall be effective against us unless made in writing, and no such waiver shall be construed as a waiver in any other or subsequent instance.

Except as expressly agreed by us and you in writing, this Agreement constitutes the entire Agreement between you and us with respect to the subject matter, and supersedes all previous or contemporaneous agreements, whether written or oral, between the parties with respect to the subject matter. The section headings are provided merely for convenience and shall not be given any legal import.

This Agreement will inure to the benefit of our successors, assigns, licensees, and sublicensees.